The project that gave us the idea for Community Chest was a steam engine preservation society that was also a registered charity. They wanted to buy a train for operating excursions and they needed to borrow about £1m. The excursion business was capable of generating sufficient income to repay a loan but the only security they could offer investors was the train itself. We considered splitting the loan into two parts and offering a secured loan on ThinCats and an unsecured loan through Community Chest which would attract 30% SITR tax relief. Unfortunately Community Chest was not ready to launch and the project was funded in a different way.