These photographs illustrate some of the loans that have been made by ART Business Loans. They are one of the UK's leading Community Development Finance Institutions (CDFI) and they lend to businesses that have difficulty attracting bank finance. CDFIs have a history of being supported by several banks (who have taken advantage of CITR tax relief), local authorities, regional development agencies and the European Regional Development Fund but financial constraints on these sources makes it sensible for CDFIs to seek alternative sources of finance to on-lend to their clients. ART was the first borrower to be supported through Community Chest

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