Affordable finance for 'social businesses' with interest and tax relief for investors.

Community Chest arranges loans that attract 30% tax relief for investors through Social Investment Tax Relief (SITR).

We are the only people who specialise in supporting social businesses using peer to peer lending.

Why are we different?

♦     Specialist social investors

♦     Thousands of active investors seeking an investment that supports a good cause

♦     Proven business model using peer to peer (p2p) lending

♦     The only p2p lender specialising in social investment


This type of finance has distinct advantages for both borrower and lender:

♦     P2p allows investors pick the individual projects they want to support

♦    30% tax relief means investors get an attractive return on their investment while borrowers get low cost funds

♦     Syndication through p2p allows bigger projects to be funded

♦     Businesses that benefit the community get the financial suppot they need

KEY BENEFITS:

FOR BORROWERS
FOR INVESTORS
Unsecured loans of between £100k and £750k Support a good cause and get an attractive return on your investment
Interest-only for 3 years at a rate set by the market which takes into account the risk and the social benefit You get interest and 30% tax relief*
Capital to be repaid after 3 years You pick the individual projects you want to support
Facilitates the involvement/commitment of  supporters/investors but with a single point of contact You decide how much to lend and set your own interest rate
Low cost with support and administration We hold an auction on ThinCats.com p2p platform where the market sets the interest rate
Funds available now ThinCats manages the lending process and distribution of income
FIND OUT MORE ABOUT BORROWING
FIND OUT MORE ABOUT INVESTING

* You must be a UK Income Tax Payer and your capital is at risk. Find out more about the risks and tax relief available by clicking here.


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