Fast affordable finance for 'social businesses' with interest and tax relief for investors.
Community Chest arranges loans that attract 30% tax relief for investors through Social Investment Tax Relief (SITR).
We are the only people who specialise in supporting social businesses using peer to peer lending.
Why are we different?
♦ Specialist social investors
♦ Thousands of active investors and matched funding from Big Society Capital
♦ Proven business model using peer to peer (p2p) lending
♦ The only p2p lender specialising in social investment
This type of finance has distinct advantages for both borrower and lender:
♦ P2p allows investors pick the individual projects they want to support
♦ Syndication through p2p allows bigger projects to be funded
♦ 30% tax relief available through SITR means lenders and borrowers get a much better deal
|Unsecured loans of between £50k and £1.75m||Support a good cause and get an attractive return on your investment|
|Interest-only for 3 years at between 2% and 10% depending upon the risk||You get interest and 30% tax relief*|
|Capital to be repaid after 3 years||You pick the individual projects you want to support|
|Facilitates the involvement/commitment of supporters/investors but with a single point of contact||You decide how much to lend and set your own interest rate|
|Low cost with support and administration||We hold an auction on ThinCats.com p2p platform where the market sets the interest rate|
|Funds available now||ThinCats manages the lending process and distribution of income|
|FIND OUT MORE ABOUT BORROWING
||FIND OUT MORE ABOUT INVESTING
* You must be a UK Income Tax Payer and your capital is at risk. Find out more about the risks and tax relief available by clicking here.