Fast affordable finance for 'social businesses' with interest and tax relief for investors.

Community Chest arranges loans that attract 30% tax relief for investors through Social Investment Tax Relief (SITR).

We are the only people who specialise in supporting social businesses using peer to peer lending.

Why are we different?

♦     Specialist social investors

♦     Thousands of active investors and matched funding from Big Society Capital

♦     Proven business model using peer to peer (p2p) lending

♦     The only p2p lender specialising in social investment


This type of finance has distinct advantages for both borrower and lender:

♦     P2p allows individual investors pick the projects they want to support

♦     Syndication through p2p allows bigger projects to be funded

♦    30% tax relief available through SITR means lenders and borrowers get a much better deal

KEY BENEFITS:

FOR BORROWERS
FOR INVESTORS
Unsecured loans of between £50k and £1.75m Support a good cause and get an attractive return on your investment
Interest-only for 3 years at between 2% and 10% depending upon the risk You get interest and 30% tax relief*
Capital to be repaid after 3 years You pick the individual projects you want to support
Facilitates the involvement/commitment of a crowd of supporters/investors but with a single point of contact You decide how much to lend and set your own interest rate
Low cost with support and administration We hold an auction on ThinCats.com p2p platform where the market sets the interest rate
Funds available now ThinCats manages the lending process and distribution of income
FIND OUT MORE ABOUT BORROWING
FIND OUT MORE ABOUT INVESTING

* You must be a UK Income Tax Payer and your capital is at risk. Find out more about the risks and tax relief available by clicking here.


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GET SITR

Click here to go to the ThinCats website